Free tools for freelancers in Europe

Work out what you must earn, what to charge, what to set aside for tax, which VAT to put on an invoice, and how to chase a late payment. No sign-up needed.

Break-even calculator

How much must you earn each month, just to stand still, and to pay yourself?

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Hourly rate calculator

Turn your income goal, costs and time off into the rate you should charge.

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Tax set-aside calculator

How much of each payment is not yours: VAT, income tax and contributions.

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VAT and reverse charge checker

Which VAT to put on an invoice to a client in another EU country, with the invoice wording.

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Late payment reminder emails

Three ready-to-send reminder e-mails, from friendly to final.

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Contract and proposal templates

Ten editable templates: proposals, client and freelancer contracts, NDA and GDPR agreement.

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Like these? Frusma runs the same numbers for your real business.

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